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Did you cover your Assets?

by Cathy Sarmento in Blog. Tagged:

Did you cover your assets?  Since your home is one of the most expensive assets you should seriously consider a trust. According to my trust attorney many people haven’t or if they did, they’ve done some things that have now left assets unprotected because they are held outside of their trust.  Here’s a brief excerpt […]

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PG&E Bills Skyrocket, Here’s How to Tackle Costs

by Cathy Sarmento in Blog. Tagged:

Recently most people have noticed a huge increase in their PG&E bills.  Most of this is due to the change in the way they calibrate useage.  As a post “Smart Meter” ability, they no longer aggregate your useage and bill according to tiered usage at the end of the billing cycle, now they can do […]

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Borrower Beware: Impound Account Nightmares

by Cathy Sarmento in Blog.

Borrower Beware:  Impound Account Nightmares are happening.  We have seen an increase of loans being sold as soon as the ink dries at the close of escrow.  This is a very common practice.  Even though you did the purchase loan with XYZ Mortgage or Bank, your payments may be going elsewhere #1 can’t apply it because […]

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5 Holiday Hosting Disasters and How to Avoid Them

by Cathy Sarmento in Blog.

  <iframe src=”//www.googletagmanager.com/ns.html?id=GTM-FLWSX” height=”0″ width=”0″ style=”display:none;visibility:hidden”></iframe> Take a look at the most common things that can go wrong when you have guests and learn how to prevent them. Imagine you’re preparing to host your annual holiday party, and you’re past the point of no return. The veggies and meats have been bought. Guests are already […]

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Ever Consider Opening Your Own Business

by Cathy Sarmento in Blog.

“How to Start a Business”The Chamber’s Auburn Mentoring Project (AMP) is teaming with the Service Corps of Retired Executives (SCORE) to present a free class “How to Start A Business.”   When: October 29, 7am – 9am.   Where: At the Auburn Chamber of Commerce, 1103 High Street, Suite 100.   If you have an idea […]

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Your Trust May Not Be Protecting Your Home From Estate Taxes

by Cathy Sarmento in Blog.

Your trust may no longer be protecting your home from estate taxes!  Or Probate! What?  Let me first say I am not a lawyer and I am not giving tax advice, but I am sharing a growing trend I am seeing that is undoing all the planning, protection and efforts you may have put into […]

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Your Roseville, CA Real Estate Agent

by Cathy Sarmento in Blog. Tagged:

It feels great to know that I am one of the top local real estate agents in . My website has a ton of resources that can help you search for your new home. Feel free to use my website, free of charge and with no strings attached. If you need representation or just have […]

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